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  • LendKey Student Loan Refinance / Credit Unions and Community Banks

    Brand:LendKey
    • LendKey connects you with local banks and credit unions to refinance your student loans.
    • Refinance both federal and private, including graduate loans, into one convenient loan.
    • No origination fees. No application fees. No prepayment.
    • Flexible repayment options, including fixed and variable rate loans with 5 to 20-year terms.
    • Checking your rate does not affect your credit score.
  • Nav review phroogal

    Nav Business Credit Scores and Loans Marketplace

    Brand:Nav
    • Nav is a business services app to find the best credit cards and loans for your small business.
    • Access your business credit profile and resources to establish your business credit score.
    • Free account and premium options are available.

Loans and Credit

Many banks offer credit and loan products. In exchange for your deposits, banks can extend loans to other customers.

Credit Cards

A credit card is a flexible access to borrowed money from financial institutions. Getting a credit card requires approval that considers your income, current debt, and credit history. With credit cards, you can use the available credit at any time and are required to pay the amount due each month. You’ll also have the option to make the minimum monthly payment due. Credit cards can be helpful financial tools.

Line of Credit

A line of credit is similar to a credit card but doesn’t come with a card number or plastic card. It is a flexible loan consisting of a defined amount of money. You can access the funds as needed and repay them immediately or over time.

Other Loan Types

Other types include car, boat, and recreational loans, personal loans, student loans, and mortgages.

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