Checking and Debit Card with Savings in Mind / Qapital Spending
- Qapital Spending is a checking account linked to the Qapital Visa® Debit Card held with a partner bank
- Unique features and tools help you stay on track with your weekly spending.
- No account setup or overdraft fees
- Protected by FDIC insurance for $250,000 per user
- 30-day free trial, then 3 membership tiers
SoFi Money / Debit Card and Checking Account – No Fees
- SoFi Money is a cash management account offering a hybrid checking and savings feature with a debit card.
- Earn interest with no minimum balance or account fees.
- Save money using Vaults for specific savings goals.
- Access over 55,000 surcharge-free ATMs
Multiple Savings Goals with Rules-Based Triggers / Qapital Goals
- Intelligent banking app that automatically saves money towards Goals based on your savings Rules and activity triggers.
- Savings Goals are for goals you want to achieve in the near future
- Set multiple specific savings goals accessible under one account
- Automate savings with recurring transfers and save using IFTTT Rules
- 3 membership tiers starting at $3 per month
Chime Banking No Fee Checking / Automatic Savings
- Chime Banking is a no-fee mobile bank account that offers a Spending Account, a Savings Account, and a Visa debit card.
- No maintenance fees. No overdraft fees. And no bounced check fees.
- Cash access to 35,000+ surcharge-free ATMs.
- Get your paycheck 2 days earlier.
Acorns Spend / Checking and Debit Card
- Acorns Spend is a checking account and debit card that saves, invests, and earns money for you.
- No minimum balance or overdraft fees. Unlimited free or fee-reimbursed ATMs nationwide.
- Real-Time Round-Ups, automatic retirement savings, custom Spend Strategies, and more.
Promotion: New Acorns users get a $75 bonus after the first two direct deposits of $250+.
Aspiration Spend & Save Account with a Conscious
- Aspiration Spend and Save is a cash management service with a socially conscious mission.
- Deposits won’t fund fossil fuel exploration or production.
- 55,000 free in-network ATMs.
- 3-5% cashback on Conscience Coalition purchases.
- Pay what is fair. You decide.
Credit Sesame Cash: No-fee Debit Account Pays to Improve Your Score
- Sesame cash is a no-fee debit card and an online bank account that pays you to improve your credit.
- Robust mobile banking features to deposit checks, transfer money, pay bills, and more.
- Get paid 2-days earlier with a direct deposit of your paycheck.