fbpx
  • CO-OP Shared Branch - Find a Shared Branching Location

    CO-OP Shared Branching / Find a Credit Union Shared Branch

    CO-OP Shared Branch helps members access essential in-person banking services wherever they go. It includes thousands of participating branches nationwide and spans credit unions of all sizes.

  • Coast360 Federal Credit Union

    Coast360 Federal Credit Union Membership

    • Coast360 Federal Credit Union headquarters is in Maite, Guam has been serving members since 1962.
    • Manages over $523.42 Million in assets and serves over 46,000 members.

    Membership: Any individual who lives, works, and worships in Guam.

  • Coastal CU logo

    Coastal Credit Union Membership

    • Coastal Federal Credit Union is a not-for-profit, member-owned financial cooperative located in Raleigh, North Carolina offering checking and savings accounts, credit cards, mortgages, HELOCs, auto loans, and more
    • 2nd largest credit union in North Carolina with assets totaling $3.73 Billion and serving more than 272,000 members.

    Membership: Live, work, worship, and attend school in select communities in North Carolina.

  • Coastal1 Credit Union

    Coastal1 Credit Union Membership

    • Coastal1 Credit Union is headquartered in Pawtucket, Rhode Island, serving members since 1926.
    • 2nd largest credit union in Rhode Island, managing $3.29 Billion in assets and serving over 137,000 members.

    Membership: If you live or work in the geographic area served by Coastal1.

  • CoastHills Credit Union

    CoastHills Credit Union Membership

    • CoastHills Credit Union is headquartered in Santa Maria, California and has served members since 1958.
    • Manages $1.8 Billion in assets and serves over 77,000 members.

    Membership: Serving the Central Coast of California.

  • Cochise Credit Union

    Cochise Credit Union Membership

    • Cochise Credit Union is headquartered in Willcox, Arizona and has served members since 1958.
    • 24th largest credit union in Arizona, managing $58.69 Million in assets and serving over 5,000 members.

    Membership: Serves residents and their immediate family members residing or working in specific geographic areas in Arizona.

  • Coconino Federal Credit Union

    Coconino Federal Credit Union Membership

    • Coconino Federal Credit Union is headquartered in Flagstaff, Arizona and has served members since 1955.
    • 21st largest credit union in Arizona, managing $124.19 Million in assets and serving over 10,000 members.

    Membership: Anyone who lives, works, or worships in Coconino County.

  • Find Coinstar Kiosk - Count Your Coins

    Coinstar / Turn Your Coins to Cash, eGift Card or Donate to Charity

    Coinstar offers a convenient and accessible solution for individuals who want to convert loose change into usable cash or gift cards. Find a Coinstar kiosk near you.

  • Columbine Federal Credit Union

    Columbine Federal Credit Union Membership

    • Columbine Federal Credit Union is headquartered in Centennial, Colorado and has served members since 1957.
    • Manages $63.39 Million in assets and serves over 7,000 members.

    Membership: Live in Arapahoe County or the City of Littleton.

  • Combined Employees CU logo

    Combined Employees Credit Union Membership

    • Combined Employees Credit Union is headquartered in Warner Robins, Georgia and has been serving members since 1969.
    • Manages $15.56 Million in assets and serves over 3,000 members.

    Membership: Open to anyone who lives or works in Houston County, Georgia.

  • Community 1st Credit Union

    Community 1st Credit Union Membership

    • Community 1st Credit Union is headquartered in Ottumwa, Iowa and has served members since 1936.
    • 6th largest credit union in Iowa, managing $956.32 Million in assets and serving over 68,000 members.

    Membership: Open to person living or working the following Iowa and Missouri counties.

  • Community America CU logo

    Community America Credit Union Membership

    • Community America Credit Union is a credit union headquartered in Lenexa, Kansas, that provides banking services to members, including savings, loans, and other financial services.
    • Largest credit union in Kansas with assets totaling $3.54 Billion and providing banking services to more than 251,000 members.

    Membership: Live or work in the Kansas City area, St. Louis Metro Counties, and related to an existing member.

  • Community Choice Credit Union Colorado

    Community Choice Credit Union (Colorado) Membership

    • Community Choice Credit Union is headquartered in Commerce City, Colorado and has been serving members since 1952
    • Manages $99.67 Million in assets and serves over 7,000 members.

    Membership: Anyone employed by the Commerce City Business and Professional Association member is eligible.

  • Community Choice CU logo

    Community Choice Credit Union (Iowa) Membership

    • Community Choice Credit Union is headquartered in Johnston, Iowa, and has been serving members since 1953.
    • 7th largest credit union in the state of Iowa, managing $796.74 Million in assets and serving over 51,000 members.

    Membership: If you live and work in defined communities in Iowa or have family who are current members.

  • Community Choice Credit Union

    Community Choice Credit Union (Michigan) Membership

    • Community Choice Credit Union is headquartered in Farmington Hills, Michigan and has been serving members since 1935.
    • 11th largest credit union in Michigan, managing $1.79 Billion in assets and serving over 115,000 members.

    Membership: Live, work, or worship in the State of Michigan.

  • Community Credit Union of Florida

    Community Credit Union of Florida Membership

    • Community Credit Union Florida is headquartered in Rockledge, Florida and has served members since 1953.
    • Manages $1.22 Billion in assets and serves over 56,000 members.

    Membership: If you live, work, worship, attend school, or conduct business in Brevard, Indian River, Orange, Osceola, Polk, or Volusia counties in Florida.

What is Banking?

Banking is a form of money management using products and services related to savings and loans.

Different Types of Financial Institutions

Banks

Banks are what we typically associate with banking. They come in different sizes: local, national, traditional and online-only. Federal or state agencies supervise banks. The FDIC insures deposits of participating banks.

Credit Unions

Credit unions are not-for-profit financial institutions. They offer products and services similar to banks with a focus on member service, not profit. The NCUA insures deposits from participating credit unions.

Alternative Financial Services

Many fintechs are non-chartered financial services companies that offer banking services. You might think of them as an app offering checking and savings accounts, debit cards, payments, etc. They are not banks but work with partner banks or credit unions to hold your deposits.

Types of Banking Accounts

Banking accounts help make financial transactions convenient.

Savings Account

A savings account helps you save your money. You’re storing your money for future use and hopefully earning a reasonable interest rate. Interest is the money you earn for letting the bank keep your money. Some financial institutions impose minimum deposits, withdrawal limits, and fees.

Checking Account

A checking account is a transactional account that allows you to make deposits and withdrawals of your money anytime. Checking accounts is not the best place to store your money, as the goal of the account is for use, not saving.

Most checking accounts do not pay interest, but some do. Be mindful of transaction limits, minimum balance requirements, and fees.

Debit Card

Checking accounts come with a debit card enabling you to spend your money conveniently. A debit card allows for making purchases at stores and online shopping. You can only spend the money that’s in your checking account. Additionally, you can use your debit card at ATMs to make deposits, withdrawals, check balances, and transfers between accounts.

Money Market Account

A money market account is a type of hybrid savings and checking account. It tends to have higher deposit requirements but often pays more interest than a savings account.

Certificate of Deposit (CD)

A certificate of deposit, also known as a CD, helps you save money with a set interest rate for a specific amount of time. Your cash is term-locked. In exchange, you get a higher interest rate compared to a traditional savings account. Certificate terms can start at 30 days and go to 5 or more years.

How to Choose the Best Banking Service

You have many choices on the type of account to use and the variety of financial institutions available. So, shop around. Ask the following questions to help you narrow down your choices:

  • What are the products and services offered?
  • What are the fees?
  • Are there minimum balance requirements?
  • Do I need a physical location (like a branch) or prefer better mobile app services?
  • Does local banking matter or is national big bank convenient?
  • Are deposits FDIC or NCUA insured?
  • How to access your money?
  • Debit card? ATM network?
  • Can I set auto-transfers, auto-payments, and alerts?

You want to determine how the banking provider aligns with your needs, the cost of services, safety, security, and overall convenience.

Main Menu