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  • Bossier Federal Credit Union

    Bossier Federal Credit Union Membership

    • Bossier Federal Credit Union is headquartered in Bossier City, LA, and has been serving members since 1954.
    • Manages over $250.1 million in assets and serves over 29,800 members.

    Membership: Serving the people of Bossier Parish, Louisiana.

  • Bragg Mutual FCU

    Bragg Mutual FCU Membership

    • Bragg Mutual FCU is headquartered in Fayetteville, NC, and has been serving members since 1952.
    • Manages over $110.5 million in assets and serves over 9,900 members.

    Membership: Live, work, worship, or attend school in select counties in North Carolina and South Carolina.

  • Brantwood Credit Union

    Brantwood Credit Union Membership

    Brantwood Credit Union is headquartered in Brantwood, Wisconsin and has been serving members since 1932.

    Manages $7,034,814 in assets and serves 855 members.

    Membership: Available to the community for which it is chartered to serve.

  • Brewery Credit Union

    Brewery Credit Union Membership

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    • Brewery Credit Union is headquartered in Milwaukee, Wisconsin and has served members since 1934.
    • Manages $63.57 Million in assets and serves over 9,000 members.

    Membership: If you reside in or are employed in Milwaukee, Waukesha, Ozaukee, Washington, Racine, and Kenosha Counties.

  • Bridgeway Federal Credit Union

    Bridgeway Federal Credit Union Membership

    • Bridgeway Federal Credit Union is headquartered in Phenix City, Alabama and has served members since 1960.
    • Manages $69.94 Million in assets and serves over 8,000 members.

    Membership: Anyone who lives, works, attends school, worships, or volunteers in specific Alabama and Georgia counties.

  • Brightstar Credit Union

    Brightstar Credit Union Membership

    • BrightStar Credit Union is headquartered in Sunrise, Florida and has served members since 1946.
    • Manages $806.05 Million in assets and serves over 60,000 members.

    Membership: Live, work, or attend school in specific Florida counties.

  • Broadview FCU logo

    Broadview Federal Credit Union Membership

    • Broadview is a member-owned financial cooperative providing banking services.
    • The 7th largest credit union in New York, with assets totaling $4.68 Billion and providing banking services to more than 355,000 members.

    Membership: Live, work, attend school, or worship in one of the communities served.

  • Brokaw Credit Union

    Brokaw Credit Union Membership

    • Brokaw Credit Union is headquartered in Weston, Wisconsin and has been serving members since 1986.
    • Manages $68,000,547 in assets and serves 5,635 members.

    Membership: If you live or work in designated Wisconsin counties.

  • Brooklyn Cooperative Federal Credit Union

    Brooklyn Cooperative Federal Credit Union Membership

    • Brooklyn Cooperative Federal Credit Union is headquartered in Brooklyn, NY, and has been serving members since 200.
    • Manages over $49.9 million in assets and serves over 10,400 members.

    Membership: Have a connection to the Brooklyn Community Districts.

  • Buckeye State Credit Union

    Buckeye State Credit Union Membership

    • Buckeye State Credit Union is headquartered in Akron, OH, and has been serving members since 1983.
    • Manages over $142.2 million in assets and serves over 19,900 members.

    Membership: Live, work, worship, or attend school in select counties in Ohio.

  • Calcoe Federal Credit Union

    CALCOE Federal Credit Union Membership

    • CALCOE Federal Credit Union is headquartered in Yakima, Washington and has been serving members since 1937.
    • Manages $44.11 Million in assets and serves over 4,000 members.

    Membership: Eligibility for those who live, work, worship, or attend school in Yakima County.

  • Calhoun Liberty Credit Union

    Calhoun Liberty Employees Credit Union Membership

    • Calhoun Liberty Employees Credit Union is headquartered in Blountstown, Florida and has been serving members since 1991.
    • $120.08 Million in assets and serves over 6,000 members.

    Membership: Live, work, worship, go to school, businesses, and other legal entities, and volunteer in designated counties in Florida.

  • California Coast Credit Union

    California Coast Credit Union Membership

    • California Coast Credit Union is headquartered in San Diego, California and has been serving members since 1929.
    • 23rd largest credit union in California, managing $3.32 Billion in assets and serving over 200,000 members.

    Membership: If you live or work anywhere in San Diego or Riverside counties.

  • California CU logo

    California Credit Union Membership

    • California Credit Union is a state-chartered credit union in Southern California that provides banking services, including savings, loans, and other financial services.
    • 16th largest credit union in California with assets totaling $3.56 Billion and serving more than 164,000 members.

    Membership: Live or work in San Diego, Riverside, Orange County, CA, or Live in California and be employed with select partner companies.

  • Camino CU logo

    Camino Federal Credit Union Membership

    • Camino Federal Credit Union is headquartered in Montebello, California serving members since 1941
    • Currently $176.66 Million in assets and serves over 13,000 members.

    Membership: Live or work in Southern California.

  • Campco Federal Credit Union

    Campco Federal Credit Union Membership

    • CAMPCO Federal Credit Union is headquartered in Gillette, Wyoming and has been serving members since 1971.
    • 7th largest credit union in Wyoming, managing $203.09 Million in assets and serving over 19,000 members.

    Membership: If you live, work, or worship in designated counties in Wyoming and South Dakota.

Use the search and filter to find a credit union near you and one that meets your needs.

What is a Credit Union?

Credit unions are not-for-profit financial cooperatives that serve people who share a common bond, such as the places they live or work. As a financial institution, credit unions offer many of the same banking products and services offered by banks.

  • Checking
  • Savings
  • Money Market
  • Certificates
  • Car Loans
  • Personal Loans
  • Credit Cards
  • Mortgages
  • Debit cards
  • Direct deposit and other electronic transfers
  • Online banking and bill pay
  • Mobile banking and deposit via an app
  • Investment services, insurance, and more.

Credit unions exist for the mutual benefit of their members. In fact, you’re a member, not a customer, when your banking with a credit union.

Read more: Learn All About Credit Unions

Why Credit Unions?

Credit unions offer competitive interest rates.

Credit unions are highly competitive. They often offer better savings rates and lower interest rates on loans. This is due to the lower cost of operations and the tax exemptions that allow them to invest profits back into the membership.

Credit unions are democratically governed.

This means you get a voice, and elections are based on a one-member, one-vote philosophy. Your participation is vital as a credit union member. Make your voice heard at your credit union by using its products, attending events, and communicating with your fellow members.

Credit unions are regulated and insured.

Credit unions are highly regulated financial entities. Federally chartered credit unions are supervised by the National Credit Union Administration (NCUA), an independent federal agency that regulates, charters, and supervises federal credit unions. State-chartered credit unions are regulated by the state in which they operate.

Differences between credit unions and banks

Because of their not-for-profit structure, making profits for shareholders isn’t a goal (unlike banks). Profits are reinvested into the membership to grow financial offerings and support members.

Like other not-for-profit organizations, some credit unions enjoy federal tax exemptions, allowing them to offer better rates on savings accounts, lower rates on loans, and little or no fees. It’s also important to understand that credit unions pay other types of taxes, such as state, sales, and payroll taxes. They contribute taxes back into the community for which they serve.

Learn more about the differences between credit unions and banks.

Where to Find a Credit Union

Each credit union has membership eligibility requirements. There’s a good chance you’re eligible to join many different credit unions.

Step 1: Start Your Search

You can search the marketplace to find a credit union in your state.  Use the filters to find one in your state.

Select a credit union where you have an affinity to the groups they serve. This ensures a deeper connection and understanding of who you are, what you do, and where you live.

Step 2: Verify Your Membership Eligibility

Review the requirements listed in the description of each credit union. You’ll notice they’ll have eligibility listed, such as:

  • having family belonging to a credit union
  • living in a particular area
  • working for a company
  • belonging to a group
  • a member of a church
  • student, faculty, or alumni of a school
  • or even by joining an association when you apply

Step 3: Open Your Membership Account

Credit unions allow you to apply for membership online or by visiting the local branch. To verify your identity, bring your valid ID and proof of address.

Most credit unions require a membership share account that establishes your relationship. You must have this share account to become a “member-owner” of the credit union. Additionally, this share deposit is “locked in” and cannot be used for the entirety of your membership.

Each credit union has a specific membership share deposit requirement, often between $1 and $50.

*Note: Once you close your credit union membership, you will get the share deposit back.

Step 4: Make Use of Your Credit Union Membership

After becoming a member-owner, you’re eligible to open accounts at the credit union. It’s good to know that credit unions often use different names for the same products you’ll find at banks. For instance, they might refer to checking accounts as “share draft accounts.”

Most importantly, “Once a member, always a member.”

Once you’ve joined a credit union, you’re a member for life. You can keep your credit union even if you move out of your city, leave a job, or change churches or associations.

With convenient online services and mobile apps, it is easy to keep your membership going. And once you’re a member, you can invite your immediate family to join, too.

Remember, you’re a member-owner, so do more with your credit union.

Your participation is vital to the credit union’s success. That means using more of your credit union’s banking services, loans, and other services. The revenues made from these services help the cooperative cover its expenses, grow its offerings, and remain financially stable.

Want to learn more about credit unions? Visit our credit union hub.

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