Splash Financial Student Loan Refinance / Compare Multiple Offers

  • Splash Financial helps you find the best student loan refinancing offers from banks and credit unions.
  • Refinance your undergraduate, graduate, and Parent Plus loans.
  • Find lower rates and flexible terms (5 – 20 years).
  • Checking your rate does not impact your credit score.
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Splash Financial helps borrowers refinance federal and private student loans with lending partners for better terms and lower rates.

Refinancing through Splash Financial is the process of taking your existing student loans and consolidating them into a new loan. This new loan will include new terms and rates with a new lender.

Splash Financial Student Loan Refinance

Splash Financial provides student loan refinancing with partner banks and credit unions who offer fixed and variable rates with flexible terms. Refinancing is available for federal, private, and Parent PLUS student loans.

Easily compare refinance offers from multiple lenders. Find a better rate and term that meet your financial needs and goals.

Checking your rate with Splash Financial does not impact your credit score.

Who is it best for?

Splash Financial is best for any borrowers looking to see if they can save money with a lower rate and better terms. If your goal is to consolidate multiple student loans into one loan, then refinancing with a private lender may be a good option. Better yet checking your rate and prequalifying does not impact your score.

What do you get?

With Splash Financial, you get connected to banks or credit unions that can refinance your student loan.

Features & Terms

    • Undergraduate, graduate and medical student loans
    • Minimum $5,000 to refinance with no maximum
    • Fixed and variable interest rates
    • Loan terms of 5, 7, 8, 10, 12, 15 or 20 years
    • Available in all 50 states and DC

Fees

    • No application or origination fees
    • No prepayment penalty

What makes Splash Financial different?

  • Refinance with partnered banks and credit unions. Loans from leading financial institutions.
  • Multiple offers from one application. Simple easy process in under 5 minutes to get your offers.
  • Refinance your spouse’s student loans too. Combine all your loans with one new loan.
  • Cosigner release option. Have a cosigner help you refinance your student loans for the best terms and have them released without refinancing again.

How Splash Financial works

To start the process, check to see if you are prequalified by providing basic information. This initiates the refinancing process. The prequalification check does not impact your credit score. Once you’ve been prequalified and choose a rate and lender, a hard inquiry will be performed and additional information will be requested.

You do not need a cosigner to apply for a loan, but some lenders may allow a cosigner to be added to your application. For some borrowers, having a cosigner may help your application with some lenders offering a cosigner release as well.

Who is eligible to refinance?

To refinance using Splash, you must be U.S. citizen or permanent resident and one of the following:

  • Graduates with four-year degrees from Title IV accredited institutions
  • Professionals with an associate degree are eligible to refinance
  • Parents who took out educational loans to finance their child’s education are also eligible

Additionally, you must have a good credit score, in good standing with your current loans, employed and responsible financial history.
Who services the refinance student loan?

Depending on the lender you choose will decide which servicer you’ll have for your new loan. Some lenders may service the loan themselves or may outsource the servicing with another provider.

Safety and Security

Splash uses SSL Verification and SSL Encryption which provides some of the highest standards for identity assurance.

Learn more about student loan refinancing with our ultimate guide.

Additional information

Pricing

No Application Fee

Average Rating

5.00

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1 Review For This Product

  1. 01

    by Jason Vitug

    My Splash Financial Review

    Splash Financial is a good option for any student loan borrower looking to consolidate their loans and find a better rate or term. They simplify the process of finding the best option for you starting with one application in an easy intuitive tech platform.

    If you’re looking to simplify the repayment of multiple loans, then refinancing can be a good step forward.

    Take into consideration that consolidating or refinancing federal student loans with a private lender will remove federal benefits. These federal benefits include income-based repayments, financial hardship programs, and loan forgiveness.

    Want to see if you can get a better rate and term? You can easily see if you prequalify and check your rate in less than 3 minutes.

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Splash Financial Student Loan Refinance : Compare Multiple Offers phroogalSplash Financial Student Loan Refinance : Compare Multiple Offers phroogal

Splash Financial Student Loan Refinance / Compare Multiple Offers