High Yield Spending and Savings Hybrid Account / SoFi Money

  • Hybrid checking and savings account
  • Earn interest with no minimum balance
  • No monthly fees and no overdraft fees
  • Unlimited ATM fee reimbursements and no ATM fees from SoFi
  • Mobile-only app, P2P transfers and Spend Notifications
Get Started

SoFi Money is an online cash management account that has the features of a checking account with the high-yield of a savings account.

PROMOTION (Updated 10/19/2019): $50 New Account Bonus when you open a SoFi Money account and fund with at least $100 within 14 days of account opening.

SoFi Money Account

SoFi Money Cash Management Account – A competitive high yield hybrid savings and checking account with a debit card.

Features And Benefits

  • No Minimum Balance – Pay no fees for having $0 in the account
  • No Account Fees – No monthly maintenance fees or overdraft fees
  • Interest-Earning – High yield account that can be used for savings or purchases
  • Access ATMs – Get unlimited reimbursements for ATM fees
  • SoFi Membership – Attend events and workshops and meet other members
  • FDIC Insured – Deposits are swept into FDIC insured partner banks extending FDIC insurance
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1 Review For This Product

  1. 01

    by Miguel

    I joined SoFi Money got the $50 bonus in a few days. Pretty simple. Had to wait for verify deposits in my other bank. Couldn’t connect my bank to SoFi so took longer than I’d like.

    It’s been good. Interest rate is higher than my bank. Haven’t tried the debit card or found ATM no need for one right now.

    May check out investing with them too.

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