Payoff Credit Card Consolidation Loan / Soft Inquiry

  • Payoff credit card consolidation loan helps you pay off debt faster with a lower interest rate and one simple monthly payment.
  • Keep all your credit cards and no card closure required.
  • Checking rate will not impact your credit score.
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Payoff offers fixed low rates and simple financing terms to help you consolidate your credit card debt. Get recommendations to keep you on track to achieving your financial goals but they focus first and foremost on helping you get rid of debt.

Checking your rate does not impact your credit score.

Additional borrower benefits
Payoff borrowers get access to customer support via chat to get helpful answers to questions or to talk about financial goals. Borrowers also get a member advocate for support and guidance as they pay back the consolidation loan. Missed a payment? Payoff advocates can help customize a plan to get you back on track whether it’s a payment deferral, a payment skip, or changing your due date. Additionally, you get free monthly access to your FICO credit scores.

Learn more Payoff FAQ. Should you consolidate your credit card debt?

Additional information

Purpose

Debt Consolidation

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