Checking and Savings Account with Financial Assistant / Empower Banking

  • Empower is a mobile-only banking service offering a high-yield checking account and debit card with a simple design and insightful features.
  • AutoSave features help you reach savings goals using income and spending analysis.
  • Monthly Report Card gives you insights on how you’re spending, savings and achieving income and debt repayment goals.
  • Human coach for financial guidance, support, and answers to your financial questions.
Get Started
SKU: ERBG-0200 Categories: ,

Empower is a financial service offering a mobile-only banking experience that includes a high-interest checking account and an artificially intelligent financial assistant.

How Empower Banking works

Empower offers a high-yield checking account with advance features to include AutoSave (automatic savings), effortless budgeting tools and notifications, smart recommendations on how to earn more or reduce bills, and a human coach to help you with your financial questions.

Features

  • Checking Account – high-interest checking account and debit card with no minimums and unlimited transfers.
  • Visa Debit Card – 3 monthly ATM reimbursements, zero Visa liability insurance.
  • AutoSave – automatically save money by setting goals and let Empower do the work.
  • FDIC Insurance – deposits insured up to $250,000.
  • Budgeting tools – create spending limits so you don’t go over budget.
  • Aggregation – view other banking and finances in one app and get recommendations.
  • Financial tracker – get 24/7 alerts and notifications when paychecks, bills, and purchases hit your accounts.
  • Human coach – access to a coach to answer your financial questions and help you through financial challenges.

Fees

  • Monthly fee – $6 per month
  • No minimum deposit fee
  • No overdraft fee
  • No card replacement fee
  • No foreign transaction fees

What makes Empower Banking different?

  • Empower Assistant – access to the award-winning artificial intelligent financial assistant that tracks your entire financial life and provides recommendations to save, spend less, and chat about your finances.
  • Human Coach – ask questions and speak with a person about your financial goals, challenges, and successes.
  • AutoSave – set a monthly savings goal and Empower evaluates your income and expenses to find the right times to save automatically through maximum of 4 savings transfers per week.
  • Lower Bills – easily find recurring bills and get assistance in canceling or negotiating.
  • Financial Report Cards – get a monthly report about your income and expenses to help you gain insights on your finances.

Who is Empower Banking best for

Best for anyone looking for a high-interest checking account and want the assistance of an AI and a human coach to help manage money and achieve financial goals.

Main Menu