Credible personal loan marketplace helps you compare loans from multiple lenders side-by-side. They are not a lender but partners with vetted financial companies.
Credible Personal Loan Offers
Prequalify for a personal loan from multiple lenders with one simple application and a soft credit inquiry. Once prequalified, review your offers and select a lender in your dashboard. Then, simply continue the process directly with the chosen lender.
Checking your rate through Credible is a soft credit inquiry and does not impact your credit score.
Features & Terms
- Loan Amounts – Borrow between $1,000 – $50,000.
- One application – Complete one application to receive multiple offers from different lenders.
- Soft credit inquiry – Determine if you prequalify first before a hard inquiry is made.
- Multiple offers – Shop for best rates and terms in one place.
- Various interest rates – Loan options for borrowers from excellent to poor credit scores.
- No obligation – There is no commitment to take any loans for which you prequalify.
- Loan terms – Terms of your loans are provided by the lender you’ve chosen and funded your loan.
- No fees – Credible does not charge any fees to use the marketplace.
What makes Credible Personal Loan Marketplace different?
- Get personalized prequalified rates – A soft credit inquiry will help you determine if you are prequalified and what rates are available to you based on your credit profile.
- Use the loan for any purpose – You decide how to use your loan proceeds for things like purchases, consolidation, home improvement, or any other reason.
- Multiple lenders in the marketplace – This means many borrowers across a range of credit scores may be eligible for a loan.