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  • SoFi Money Cash Management Account

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    • SoFi Money is a cash management account offering a hybrid checking and savings feature with a debit card.
    • Earn interest with no minimum balance or account fees.
    • Save money using Vaults for specific savings goals.
    • Access over 55,000 surcharge-free ATMs
  • Multiple Savings Goals with Rules-Based Triggers / Qapital Goals

    • Intelligent banking app that automatically saves money towards Goals based on your savings Rules and activity triggers.
    • Savings Goals are for goals you want to achieve in the near future
    • Set multiple specific savings goals accessible under one account
    • Automate savings with recurring transfers and save using IFTTT Rules
    • 3 membership tiers starting at $3 per month
  • Checking and Debit Card with Savings in Mind / Qapital Spending

    • Qapital Spending is a checking account linked to the Qapital Visa® Debit Card held with a partner bank
    • Unique features and tools help you stay on track with your weekly spending.
    • No account setup or overdraft fees
    • Protected by FDIC insurance for $250,000 per user
    • 30-day free trial, then 3 membership tiers

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