What’s your Story on the Road to Financial Wellness? Part 3

What’s your Story on the Road to Financial Wellness? Part 3

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In our financial wellness road series, personal finance bloggers share their money stories to educate and motivate you into action.

During this time, we were on our third week on the road in the middle part of the country. Here are excerpts from the inspirational stories from bloggers who’ve come a long way in their journey to financial wellness.

What’s your Story on the Road to Financial Wellness? Part 3


Blog: PT Money
Twitter: @PTMoney

“Most of us don’t like talking in detail about our finances. I understand. It’s the last taboo. A recent study showed that 80% of women refrain from talking about money with their friends and family. I’m assuming us guys are right there with you ladies.  It’s tacky. It’s rude. It’s embarrassing. Sure, talking about money can be all of those things. But it doesn’t have to be. I believe that there is a healthy way we can communicate about our financial lives, and conversations with certain people we should be having.”

Learn from Philip’s story on how to start the money conversation with the people in your life.

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Blog: Frugal Rules
Twitter: @FrugalRules

“At the literal brink of bankruptcy, I was faced with stark reality. I didn’t have the money to file the bankruptcy paperwork. That day was one of the lowest days I’ve experienced as an adult. I think about it today and I still get a bitter taste in my mouth. It was the tough love of a roommate who got in my face, so to speak, and told me two things – that I was seeking an easy way out of the self-inflicted problems I was facing and that I was not living, but was enslaved.”

Read more of John’s story on achieving financial freedom and the importance of financial literacy.

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Blog: First Quarter Finance
Twitter: @FirstqFinance

“I’ve let frugality permeate into my subconscious as well. It’s part of who I am and that’s that. No more thinking about it. I love the frugal way I live on a day-to-day basis. I don’t wish for a Ferrari – a nicer house – to live in Monaco – none of that. And I think this way of life is a large part of how a person achieves true happiness. They are confident and content with their world. Yes, I believe being frugal is a pillar to being happy with life.”

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Blog: 1099 Mom
Twitter: @LKnerl

“I’ve managed to work from home successfully for over 7 years, and I use a mixture of a big savings buffer, some responsible credit, flexible payment terms for my clients, and a modest budget to get me through the “dry” times in my business.”

Read Linsey’s story on becoming a successful work-at-home mom and her advice on growing a business.

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Blog: FI Big Sky
Twitter: @FIBigSky

“Years later, I feel a sense of pride for my younger self. The determination to make my traveling dreams a reality wasn’t easy and it wasn’t an overnight accomplishment. That stretch of months where I was able to watch my savings grow and see my goal become a reality was an extremely satisfying and empowering experience. Sacrifices made in my social life** along with prioritizing my spending allowed me to follow my dreams of travel and empowered me to know that I could accomplish anything with a hard-and-fast goal coupled with ambition and discipline.”

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Blog: Sustainable Life Blog
Twitter: @Sustainlifeblog

“It was the first time that I can remember that I actually felt like I could be in control of my finances, instead of letting them control me like they had been the last few years. I wasn’t making a ton of money, but my expenses were very low (probably less than $400 per month, and certainly less than $450).”

Read Jeff’s story that led him on the road to financial wellness after self-realization of how he was spending his hard-earned cash.

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Blog: Debt Free Guys
Twitter: @DebtFreeGuys

“The best thing we ever did was stop the madness and get our financial home in order. We paid off our debt in two and a half years and now use what we’ve learned from our professional and personal lives to help others reach their definition of financial success. All of that, of course, started with a conversation between two people.”

Learn more about John and David’s journey and how they’re working to help many others become money conscious.

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Blog: Money Smart Latina
Twitter: @AccordingAthena

“But, if the road of financial wellness has taught me anything, it’s a journey. You are going to have extreme lows and extreme highs. That’s part of what being a grown-up is. You are going to pay for things that aren’t your fault but have happened to you regardless. You are going to have good things happen to you that make others wistful. And sometimes, you are going to look up and wonder what exactly you are doing. But the journey is well worth it and all you can do is keep trying. Don’t give up.”

Read Athena’s journey into financial wellness from an uncertain financial future to more control over money and happiness in her life.

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Blog: Jackie Beck
Twitter: @TheDebtMyth

“When I first started getting serious about my money, I was a newly-single mom with a young child. I had a good job, but it was obvious to everyone where I worked that we weren’t going to have our jobs for long. As far as money went, I had a big fat zero in savings with a big side of debt to go along with it. But I got my act together. I started by getting a second job and building an emergency fund. In other words, I activated my money powers by starting to prepare for the future in a way I’d never done before.”

You can read more amazing financial wellness stories from my blogger friends.

Money Stories Part 1

Money Stories Part 2

Money Stories Part 4

What’s your story on the road to financial wellness? Comment below.


  1. I stayed for a company for three years and felt like I wasn't able to save money and got zero in my savings account always. Back then, I didn't experience what it was like and beneficial to have an emergency fund. Thus, I decided to look for a new job that I could get a high pay and allow me to have extra time for me to get side hustles. Since then, my financial habits changed in a positive way. I am glad that I took the risk.

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