There are many types of credit unions and each falls into one of these specific categories. Find the right credit union that shares a common bond with you.\r\n\r\nEmployer credit unions \u2013 The credit unions that fall in this category serve a particular company or group of companies.\u00a0\u00a0 You must be a current employee of a company to join, belong to an organized union (e.g. teachers, police officers, government workers etc) or in some cases retired from a company.\r\n\r\nGroup credit unions\u00a0\u2013 Your affiliation with a particular association can make you eligible to join.\u00a0 These group focused credit unions include military, church groups, alumni associations, or service organizations.\r\n\r\nLocal credit unions\u00a0\u2013 Usually known as community credit unions, local credit unions serve individuals within a specified community.\u00a0 You must live, work or worship in a particular area in order to join a community credit union.\r\n\r\nFederal credit unions\u00a0\u2013 These credit unions serve a larger group of individuals and joining one doesn\u2019t have as many limitations as the others described.\u00a0 Most credit unions that fall into this category serve a national audience.\r\n\r\nYour takeaway? Almost anyone can join a credit union.\u00a0 You might realize you are eligible to join many and not just one.\r\n\r\nYou can even ask family members if they belong to a credit union. \u00a0Influenced my pro-credit union ways, a friend of mine asked her sister if she was a member of a credit union.\u00a0 My friend became a member of her sister\u2019s credit union and was recently approved for a mortgage.