An important step to becoming a homeowner is completing your mortgage loan application. This is a lengthy application that documents your personal information (Social Security Number, date of birth, etc.), employment information, assets and liabilities, mortgage terms and much more. You’ll want to work with your lender to complete all fields, especially as they relate to the type of mortgage and terms.
Before applying for a mortgage make sure you take the necessary steps to understand mortgage terms, your credit standing, your income and expenses, and the mortgage process.
To apply for a mortgage, reach out to your bank or credit union to speak with a mortgage representative.