Applying for a loan after bankruptcy is the same process as applying for a loan before bankruptcy. You\u2019ll sit with a representative and figure out which option is best, and fill out the application. However, it\u2019s important that you know options will be different for you pre and post bankruptcy.\nAfter a bankruptcy, you\u2019ll have a poor credit score. Therefore, you\u2019re going to have a hard time finding loans, and the loans you do find will often times come with high interest rates. If you\u2019ve recently went through a bankruptcy, your best bet is to get a secured credit card as quickly as possible. Using the credit card properly will help improve your credit score leading to more opportunities for better loans in the future.