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Applying for a loan after bankruptcy is the same process as applying for a loan before bankruptcy. You’ll sit with a representative and figure out which option is best, and fill out the application. However, it’s important that you know options will be different for you pre and post bankruptcy.

After a bankruptcy, you’ll have a poor credit score. Therefore, you’re going to have a hard time finding loans, and the loans you do find will often times come with high interest rates. If you’ve recently went through a bankruptcy, your best bet is to get a secured credit card as quickly as possible. Using the credit card properly will help improve your credit score leading to more opportunities for better loans in the future.

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