Under the Fair Credit Reporting Act, you have the right to access your credit report and require the accuracy of the information provided. Whenever you dispute a record on your credit report, the credit bureaus are required by law to start an investigation of your claim and delete information that is inaccurate or unverifiable.\r\nDispute Inaccurate Credit Report Information Online\r\nStep 1: Get a copy of your credit report. Request your free copy of your reports from www.AnnualCreditReport.com. **Request and review one credit report at a time.\r\n\r\nStep 2: Verify the information in your credit report. Check your name, addresses, public records, and inquiries. Check each tradeline to make sure the information creditors report is accurate. Such as date the credit was established, the current balance, credit limit, and payment history.\r\n\r\nStep 3: Initiate the dispute online. After reviewing your credit report, you can begin the dispute process online. Provide any necessary information or documentation relating to your dispute.\r\n\r\nStep 4: Submit the disputes. The credit bureaus have 30 days from receipt of the dispute to provide an answer regarding your inquiry.\r\n\r\nThe credit bureaus will provide an answer for each of your dispute whether favorable or not. If you disagree with any of the answers you can request a reevaluation by submitting more information that supports your claim.