Credible enables you to compare personalized real-time student loan refinancing products from multiple lenders you qualify for side-by-side, based on all of the criteria that are important to you, like total repayment amount, APR, repayment options, and monthly payment.
With Credible, it takes two minutes to find out if you are eligible for prequalified rates and to view our terms.
Credible Key Features:
- Undergraduate and graduate refinancing
- Get prequalified rates from up to 10 lenders
- Check your rate without affecting your credit score
- No application or origination fees
- Better rate guarantee (terms apply)
Credible Student Loan Refinancing New Account Promotion
Best Rate Guarantee – Credible is confident in the rates you’ll find on their marketplace, they’ll give you $200 if you find a better rate (terms apply).
Founded in San Francisco in 2012, Credible empowers borrowers to take control of their finances. Credible lets you compare personalized loan offers from multiple vetted lenders, enabling you to compare and review your student loan options.
What is Credible Student Loan Marketplace?
Credible is a marketplace that allows you to compare financial products from multiple providers side-by-side. Credible is not a lender or a bank. They partner with the lenders to present you with a variety of competitive refinancing loan offers.
Who is it best for?
Credible is best for borrowers looking for student loan refinancing and want a fast, simple and easy process to compare and choose a lender. If you want to see the best terms for your refinancing, then applying through Credible’s marketplace can streamline the process.
What do you get?
With Credible, you can check your prequalified rates without impacting your credit score. Get up to 10 lender prequalified student loan refinancing rates with one application.
- Easily compare your prequalified options with rates based on your credit
- Use tools to add all the loans you want consolidated
- Eligible loans include federal, private and Parent PLUS loans
How to use Credible Student Loan Refinancing Marketplace
- Fill out a simple form that takes 2 minutes
- Review and compare your options then select your lender
- Provide additional details about your loans and yourself
- Get your final offer within 1 business day
Once you choose a loan option, the lender will perform a hard credit inquiry.
Safety and Security
Credible states that your information is not accessible by anyone except those parties that you agree to share your information with (for example, lenders but only when you instruct Credible to share your information).
How to Get Started with Refinancing through Credible
- Visit Credible Student Loan Refinancing Marketplace
- Take the 2-minute application to see your prequalified rates
Why Use Credible Marketplace
Credible Student Loan Refinancing Marketplace is an ideal one-stop-shop to compare multiple lenders and find the best loan option for you. Refinancing your student loans can be a good move to lower your rate and the time to pay them off which reduces the total cost of borrowing. With Credible, the process is fast and simple. Everything you need will be in one dashboard. You complete one application to see your student loan refinancing rates and terms. This will save you time without having to visit multiple lender websites.
It doesn’t hurt your credit score to review your prequalified rates. So, you can apply today and calculate how much you can save.
A word of caution. If you are thinking of refinancing federal student loans with a private lender, you may lose some federal income-based repayment options or loan forgiveness. In some situations, refinancing both your federal and private loans together might make sense. It all depends on a variety of factors. Or you can elect to keep them separate and only refinance the private student loans through Credible Marketplace.