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Emergency Fund: Why You Need It and Why It Matters
I once read that nearly half of Americans don’t have $500 saved to cover an unexpected expense. Back then, I…
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How to Use Multiple Savings Accounts to Save More
Many people have just one saving account where they save all their cash for a multitude of reasons. This may…
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Pay Yourself First: A Personal Finance Golden Rule
Pay yourself first. I’m sure you’ve heard and read this many times before. And it’s often repeated because most people…
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CD Ladder Strategy: What is it and How to Build
A CD ladder strategy is where you spread a lump sum of money across multiple CDs with different maturity dates.…
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This Is How to Never Deplete Your Emergency Fund
An emergency fund will help you cover your living expenses when you face a decrease or loss of income. In…
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Are You Unconsciously Spending on Likes Not Loves?
This article was originally written in 2014. I’ve updated the post as part of a reflection piece from a section…
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