Budgeting
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How to Lower Expenses Before a Personal Financial Crisis
You might be okay now, but things can change quickly. By planning ahead and being prepared you can mitigate the…
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9 Ways to Lower Your Debt-to-Income Ratio
Could your debt be affecting your financial wellbeing? There are ways to lower you debt-to-income ratio into a more manageable…
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Direct Deposit: How it Works and How to Set Up
Whenever you have the option, choose to set up direct deposit of your paycheck and benefits. It’s more convenient, secure,…
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How to List Monthly Expenses Based on Needs, Wants and Saving Goals
Are you thinking about creating a budget? Listing expenses is important in the budgeting process. The more detailed your expense…
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Personal Financial Analysis: 7 Step How-to Approach
With a personal financial analysis, you’ll gain insight into your finances. It’s a comprehensive overview of the state of your…
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13 Bad Money Habits to Break on Friday the 13th
It’s Friday the 13th, are you feeling a bit more cautious or scared? The fear of Friday the 13th is called…
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A Simple Plan to Save Money Automatically
So you want to save money but find it difficult to save? Saving can be challenging and intimidating. And for…
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Spring Forward Your Savings with Daylight Savings Time Challenge
I’m sure you’re excited as I am about longer daylight hours. I love waking up in the morning with the…
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Emergency Fund: Why You Need It and Why It Matters
I once read that nearly half of Americans don’t have $500 saved to cover an unexpected expense. Back then, I…
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21 Financial Tips I Wished I Knew at 21 Years Old
There are times I reflect on my life and wished I knew a few more things about personal finance back…
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