Financial Education Seminars

Accessibility to financial education is an important goal of Phroogal’s mission. Use these seminars at your convenience to help us reach our goal of increasing accessibility and capability to millions of people.

Need a more guided approach? Review our seminars and contact us to help with your financial education efforts.  We’re available to deliver engaging and motivating seminars around these topics.

Introduction to Behavioral Finance

Learn about a very recent new field combining psychology and financial theory. We explore the question of why we make irrational decisions. The plan is to introduce behavioral finance theory. The goal is for you to understand how our decision making is impacted by psychological behaviors. The takeaway is to know important concepts and become more aware of our financial decision making process. Continue →

The Psychology of Spending

A seminar that looks to examine our mindset and spending habits.  The goal is to understand the inner motivations that cause us to spend.  The takeaway is to identify our spending behaviors, know differences between needs and wants, and prioritize saving over spending.  Make spending decisions based on what you love and need that creates the desired lifestyle you’ve dreamed about all these years. Continue →

Your Money Mindset: The Road to Financial Wellness

Start with this seminar to gain a better understanding of your money mindset.  It’s how you think about money and your relationship with it that impacts how you build and create the lifestyle of your dreams. The plan is to provoke discussion and interest in the subject of personal finance. The goal is to incite action in furthering your education and knowledge. The hope is to build the foundation for you to achieve prosperity. Continue →

Introduction to Personal Finance: Take Charge of Your Financial Life

Learn the basics of personal finance from income to credit to frugality.  This is an in-depth introductory into the world of personal finance.  The plan is to introduce basic personal finance concepts and terminology. The goal is to understand personal finance topics and the important role it plays in living richer lives. The takeaway is to know important concepts, identify financial warning signs and create a plan and take action. Continue →

Banking Basics and Saving Money

An important introduction to the financial industry, banking services and creating a savings strategy.  The plan is to introduce banking concepts and terminology.  The goal is to understand basic banking products and services and importance of saving money.  The takeaway is to know various banking products and services and create a savings strategy. Continue →

Budgeting and Creating a Spending Plan

Learn about the budgeting process and get motivated to stick to your budget. A budget is a spending plan. It’s based on how much you make in income and your monthly expenses. By understanding your monthly income and expenses, you will be better able to manage your cash flow and determine how much money you can save and what debt you can take for mortgage or car purchases. Continue →

All About Credit Unions

In this short seminar, you’ll quickly learn about the financial cooperative movement, credit union products and services,  and the benefits of membership.  Gain a better understanding of the differences between credit unions and bank. You’ll also learn where to search and join a credit union and easy ways to find a credit union branch or ATM and other ways to access your accounts. Continue →

Everything You Need to Know About Credit Reports & Credit Scores

Credit rating is a reflection of how you manage credit. Don’t like what you’re seeing. You have the power to fix it. The plan is to introduce credit reports and credit score fundamentals. The goal is to understand the important role of credit and how it impacts your financial future. The takeaway is to know important concepts, factors that impact credit scores, how to establish, maintain and repair credit, and know available resources. Continue →

Are you interested in partnering to provide these seminars to your organization, club or association? Contact us for more details.

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