Financial Calculators

Need calculators? We’ve curated some of the best financial calculators to help you build a budget, figure out how to pay off debt, car payments and more.

Personal Finance Calculators

Use these financial calculators to help make important financial decisions from Home, Auto, Savings, Retirement and Credit.

CULookUP Calculators – From the National Association of Federal Credit Unions offers a big list of financial calculators. Calculate how much your payments will be or how long it will take to pay down your loan.

Debt Repayment Methods

Debt Snowball or Debt Avalanche Calculator – Use Unbury.me free calculator to figure out how to use these debt repayment methods to pay off outstanding loans and credit.

Practical Money Skills

Check out these curated useful and fun financial calculators from Practical Money Skills.

+ Emergency Fund – Prepare for the unexpected by saving three to six months of living expenses.

+ Travel Budget -The Travel Budget Tool will help you plan your travel spending.

+ Bonuses and Taxes – How much will your bonus be after taxes?

+ Save a Million – Calculate what you need to do to plan and save a million dollars.

+ Your Gift Log – Plan your gift giving and calculate how much you’ll need.


Investment Calculators

Investor.gov’s Financial Calculators – Calculate if you are in the “ballpark” for retirement, and help you analyze fees associated with mutual funds and 529 Plans.

401(k) and IRA Required Minimum Distribution Calculator – Per IRS regulations, after reaching age 70½, you are generally required to start withdrawing money from a traditional 401(k)or IRA. Use this calculator to approximate your required minimum distribution based on your age and the value of your accounts.

Compound Interest Calculator – Use this calculator to determine how much your money can grow using the power of compound interest.

FINRA Mutual Fund Analyzer – The Financial Industry Regulatory Authority (FINRA) Fund Analyzer offers information and analysis on over 18,000 mutual funds, exchange traded funds (ETFs) and exchange traded notes (ETNs). This tool estimates the value of the funds and impact of fees and expenses on your investment and also allows you the ability to look up applicable fees and available discounts for funds.

FINRA 529 Expense Analyzer – Like most investments, 529 college savings plans have fees and expenses that are paid by investors. Because these fees and expenses can vary widely from plan to plan, the Financial Industry Regulatory Authority (FINRA) has developed a tool to help you compare how these fees and expenses can reduce returns.


Deposit Insurance

+ FDIC Electronic Deposit Insurance Estimator – Lets consumers know, on a per-bank basis, how the insurance rules and limits apply to a depositor’s specific group of deposit accounts—what’s insured and what portion (if any) exceeds coverage limits at that bank.

NCUA Share Insuranca Estimator – The National Credit Union Administration’s (NCUA) Share Insurance Estimator lets consumers what deposits are insured and what portion (if any) exceeds coverage limits.


Financial Aid

FAFSA4caster is a free financial aid calculator that gives you an early estimate of your eligibility for federal student aid.

Compare Financial Aid – Compare college costs and financial aid offers to see how they might impact you down the road. Brought to you by the Consumer Finance Protection Bureau.


Paycheck Withholding

IRS Withholding Calculator – Use the calculator to help you estimate the withholding amount when filling out W4.


Retirement Calculators

Bloomberg’s 401(k) Savings Calculator – Estimating and valuing your 401(k) contributions after a specific time period.

Estimate your take home pay after 401k contribution


Social Security Retirement Estimator

Socialsecurity.gov/estimator  – The Social Security Administration has an online calculator that will provide immediate and personalized benefit estimates to help you plan for retirement.  The Retirement Estimator is an interactive tool that allows the user to compare different retirement options.


Student Loans

Student Loan Repayment Calculator – Use the Repayment Estimator to estimate your federal student loan payments under each repayment plan.